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A ladder is a series of steps within vertical frames. The purpose of a ladder is to reach high places. It is believed that the idea of a ladder was used over 10,000 years ago. The ladder is also mentioned in the Bible. Jacob had a dream and in the dream he saw a ladder…

This is a big issue in our State. I covered the story to bring out awareness. Prayer and awareness link. The Daily Star, Oneonta, NY – otsego county news, delaware county news, oneonta news, oneonta sports February 10, 2014 Hundreds pack NY SAFE Act forum By Cheryl Petersen Contributing Writer The Daily Star —- —…

I read online at Market Watch a list of 10 habits of debt free people. Number 10 is valuing experience over stuff. Good advice. The goals to experience gratitude, courage, and activity are better suited for economic and spiritual health. We read in 21st Century Science and Health, “Parents, if you allow your children incessantly…

I heard simple, yet direct and eye-opening advice last night on financial planning. But first the speaker reassured, “You can understand policies that affect your finances,” she said. Four check points that make a big difference in finances: Check you deductibles Check your beneficiary designations Check to see if your will is up-to-date Check your…
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