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My mom was brilliant, and she still is. She has a relational I.Q. that is out of this world. She can sense when someone needs encouragement. She knows when there is something fishy going on. She has found a way to create family customs that unite our family to this day. She’s woven her heart…

Consumer debt is like a cancer.  Consumer debt is like termites. They are working their pain beyond the notice of the outside world. While they eat away at the infrastructure of our bodies and homes, we often go about life unaware. I sat with friends recently who received the news they have cancer.  They were devastated.  Crushed. “How…

Everyone is selling everything today in the stock. Nothing is spared: Stocks, Precious Metals, Currencies, Etc.  The Dow is Down over 400. It looks really bad for everything.   What is Going On? For years, through both Democrat and Republican administrations, we have inflated our economy like a bubble with artificial low interest rates. Yesterday, Bernanke…

Every mother and father knows the moment of anticipation and terror when our children open a birthday gift from a friend or family member and forget to say thank you. What is worse is when our children blurt out, “I already have one of these,” or “This isn’t the one I wanted,” –or even worse–…
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