The greatest gift you can give your kids is a strong work ethic. It’s the type of gift that lasts forever. I love the scene from the movie Hook with Dustin Hoffman and Robin Williams. A sweet little girl observes the cranky dastardly ways of Captain Hook and yells out, “You need a mommy very…

It was announced today that jobless claims rose to 474,000 for the week, an eight month high! “You’ve got to pray just to make it today.” Those were the words of M.C. Hammer. As many of us think about the uncertainty of our future, job market, or the economy, we need a way to “make…

God wants to develop our internal Navigation as well as help you develop you children’s. A well trained conscience helps a child know right from wrong, keep from being governed by their appetites (anger, overspending, greed, lust, etc), and how to handle money. The word Conscience is used over 860 times in the Old Testament…

One of the benefits of a budget and a commitment to “spend less than you make” is developing resourcefulness.   My father was a master at teaching this to my brother, sister, and me.  He was and is a modern day MacGyver able to make complex machinery out of chewing gum and duck tape. As a…

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