My favorite from our “Christmas Without Cash” feature:

Be honest–if you had the choice between a piece of jewelry or someone to clean out your fridge, wouldn’t you pick the kitchen first aid? Most people would rather have more help than more stuff. Get on the computer and have a ball thinking up things you can do for people you cherish. Then write up fancy certificates or hand-lettered index cards. Give your adult son a coupon for a half-dozen freshly ironed shirts, your teenage daughter a free pass from Saturday chores, your significant other…well, use your imagination and make sure he or she opens the gift privately!