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When money is seen as a solution for every problem, money itself becomes the problem.  ~ Richard Needham As a Money Coach, people generally come to see me because they think they have issues with money, which on the surface anyway, may be the case. But more often than not, a person’s money issues are…

When times are tough and not much seems to be going our way, it is easy to lose hope and to forget just how powerful our thoughts and beliefs are in creating the world around us. So the one thing we must never do is lose hope or stop believing in ourselves. As long as…

May the words of the late Martin Luther King,Jr.soothe and inspire your soul. Now I say to you in conclusion,life is hard,at times as hard as crucible steel. It has its bleak and difficult moments.Like the ever-flowing waters of the river,life has its moments of drought and its moments of flood. Like the ever-changing cycle…

With this week’s news of yet another rise in unemployment to 9.5%, I’ve been concerned about all those who have lost their jobs and are looking for work. Without question, being unemployed can be scary and challenging both personally and financially. In times like this we must have a great deal of courage, faith and…

I’ve been noticing lately how many people seem to have an angry or unhappy relationship with money. This is understandable given the recession, but it’s unfortunate because money can be a really good friend and resource that can assist us in creating a better life. Although we all know money is not the answer to…

Today’s Money Coaching Monday is in response to the comments made by Melonee and Suzanne who wrote in and shared their struggle in Overcoming and Making Peace with Debt. Here’s what Melonee said: “Thank you Deborah. Your words really helped ease my mind and pain. Thank you for letting me know that, not only am…

Happy 4th of July Everyone! As you celebrate our Independence Day, I ask you to take a minute to reflect upon what our Forefathers meant when they wrote “The Declaration of Independence.” Their words are deeply profound and worth remembering today: “We hold these truths to be self-evident, that all men are created equal, that…

It seems that almost everyone today is burdened by debt. Our government is in debt to the tune of 11 trillion dollars and we, its citizens have managed to accumulate over 2 trillion dollars in consumer debt alone. Which, if my math is correct, means that together we owe about $56,000 per American in consumer…

Today’s blessing is dedicated to Michael Jackson. Farewell, Michael…may you finally rest in  peace. Into the Mist and Mystery As rain falls on the forest ground, As rivers run ’til the sea is found, As grasses grow and birds abound, Our dear one has departed this earthly round. Give thanks for the life he lived…

When the morning news announced that Bernie Madoff was sentenced to 150 years in prison today, I found myself wanting to do the “happy dance.” But I didn’t…simply because that first wave of elation quickly subsided into sadness.  No, I’m not sad for Bernie. I am sad about all those people who trusted him with…
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