Easiest New Year’s Resolutions to Break

Lose Weight and Get Fit

This is one of the most common New Year’s resolutions. After adding on a few extra pounds during the Holiday season, especially at work and holiday parties, it’s not surprising that losing weight and getting fit would be on the top of many people’s lists. Also, look at the alarming obesity rates within our culture that perpetuates a skinny body image ideal. According to Overweight and Obesity statistics from the National Institute of Diabetes and Digestive and Kidney Diseases, more than two thirds of adults are considered to be overweight and obese. What better time to lose the extra pounds than the start of the New Year? Did you know that in January, fitness clubs offer ridiculous membership deals in an effort to “help you” follow through with your resolutions. But 60% of those memberships go unused. Why? Because we’re lazy and aren’t always committed to change.

Eliminate Debt

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If you’re in the pool of most Americans, you’re probably dealing with some form of debt. Before the New Year, many of us tell ourselves that we will stop our crazy spending habits and manage our debt better. But this resolution is a lot easier said than done. Not only have we spent the dollars we didn’t have for all our special holiday gifts, the debt that we’re in can be so deep, it can be impossible to eliminate it all at once. Many financial advisors recommend that you make small budget-friendly goals for yourself, instead of large unattainable goals. Baby steps if you will. Instead to buying lunch during your break every day, begin to pack your lunches. You’d be surprised how much money you’ll pocket when you stash what you would have spent away.