A woman walks into a bank, in New York City, and asks for the loan
officer. She says she's going to Europe on business for two weeks and needs to borrow $5,000.
The bank officer says the bank will need some kind of security for the
loan, so the woman hands over the keys to a new Rolls Royce. The car is
parked on the street in front of the bank, she has the title and
everything checks out.
The bank agrees to accept the car as collateral for the loan. The bank's
president and its officers all enjoy a good laugh at the lady for using
a $250,000 Rolls as collateral against a $5,000 loan. An employee of the
bank then proceeds to drive the Rolls into the bank's underground garage
and parks it there.
Two weeks later, the woman returns, repays the $5,000 and the interest,
which comes to $15.41. The loan officer says, "Miss we are very happy to
have had your business, and this transaction has worked out very nicely,
but we are a little puzzled... While you were away, we checked you out and
found that you are a multimillionaire. What puzzles us is why would you
bother to borrow $5,000?"
The woman replies....."Where else in New York City can I park my car for
two weeks for only $15.41 and expect it to be there when I return?"